LEGACY CREATION

Life Insurance for Legacy Creation is...

Life insurance that is designed to last your entire life and to be a gift to your family or loved ones when you pass away.

You want to provide your family with a large, tax-free sum of money when you pass away.

When the loss of not only your life, but your income would cause financial hardships for those you support.

Typically permanent policies (Whole Life and properly structured Universal Life) are used to create a legacy because they allow you to build and access a cash value when you are living along with guaranteeing there will be a death benefit paid to the beneficiary or the person the legacy is being created for.

Typically permanent policies (Whole Life and properly structured Universal Life) are used to create a legacy because they allow you to build and access a cash value when you are living along with guaranteeing there will be a death benefit paid to the beneficiary or the person the legacy is being created for.

Leaving a legacy is a long term investment. When constructed through life insurance, you want that policy to be there permanently to ensure your heir receives everything you have created for them!

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As soon as you've determined you have someone special enough you want to leave a Legacy to!

The earlier you purchase a policy to create a legacy not only will it be less expensive, but you may be able to qualify for a higher amount due to young age and better health.

Life Insurance Facts and Statistics

40% of American adults know they are under insured or lack the life insurance coverage they need.
42% of families would face financial hardship within 6 months of the majority income earners death, and 25% say they would suffer within a month.
The number one reason people say they don't buy life insurance is because they believe the cost is too high, however, over 50% of Adults overestimate the cost of term life insurance by three times.
Nearly 40% of people who have life insurance wish they would have purchased at an earlier age.
55% of Adults say they like the idea of avoiding the doctor or paramedical exam.
A male's average premium is about 12% more than females.
Typically, the life insurance premiums increase about 5-8% annually if your in 40's or below, and can be as high as 10-12% annually if you’re over 50 years old. Meaning if you choose to not buy a policy today, that same exact policy for you would be 5-12% more expensive the following year.
1 in 3 consumers think you have to pay taxes on life insurance and 4 in 10 aren’t sure. The truth is Life insurance benefits are all paid out tax free to the beneficiary.